GCD: By banks, for banks

Global Credit Data has been created by its Member-banks to provide them with a collection of historical loss data, analysis and research resource, due to contribute to a better understanding of credit risk; Global Credit Data promotes the quality, the standardization and the transparency of data, thereby improving these banks’ ability to actively manage the credit risk of their portfolios.

Through its Methodology Committee and the active participation of its Member-banks, Global Credit Data provides an international forum for exploring the intricacies of credit risk management and sharing of best practice. The Association works on a ‘Give to Get’ basis: rather than “shareholders’ value”, the active participation of its Member-banks creates “membership value” for each one’s immediate benefit.